Center Helps Author Comment to CFPB on Proposed Rule to Keep Adverse Information Off of Consumer Reports for Survivors of Human Trafficking

The Center joined a coalition of organizations to respond to a request for comments from the CFPB on the proposed rule that will keep information related to human trafficking off of survivors’ credit reports. The prohibition was added as Section 605C to the Fair Credit Reporting Act by the National Defense Authorization act (NDAA) of 2022. The comments generally agree with the CFPB’s proposals, while advocating for a number of tweaks to make the process as smooth as possible for survivors of trafficking. The comments also advocate that the Bureau use its authority under FCRA to address coerced debt more broadly — including for survivors of domestic violence, elder abuse, and for foster youth. Read the comment here.